MLS# 6737286 - 40536 Ryans Bay Road Zumbro Falls, MN 55991
Welcome to your Lake Zumbro retreat with a million-dollar view! This beautifully remodeled 2-bedrooom, 2-bath home offers an open concept design with a walk-out lower level, perfect for lakeside living. Enjoy your private sandy beach, thoughtfully landscaped yard, and a spacious, low-maintenance deck ideal for entertaining or relaxing while taking in the stunning scenery. The property includes a 2-car garage, a workshop for your hobbies or storage, and an extra lot-perfect for outdoor games, gatherings, or simply soaking in the peaceful surroundings. A rare opportunity for lakefront living at its finest!
Request Additional Details
Mortgage & Tax Calculator [Estimated]
Purchase Price ($):
Down Payment ($):
Down Payment (%):
Est. Best Interest Rate (%):
Term of Loan (Years):
Monthly Payment:
$3,213 + $476(tax)
Est. Monthly Total: $3,689
*does not include insurance and all numbers are estimated.
Summary
Type: RES | Residential - Single Family Residence
Price: $679,000
$510/sf
$1,886,111/acre
Transaction: For Sale
Status: Pending
Contingencies: None
Agent Owned: No
Lender Owned: No
Manufactured Home: No
Zoning: Residential-Single Family
Bedrooms: 2
Bathrooms: 3
Square Footage: 1,332 sq ft
Lot Size: 0.36 acres
Year Built: 1940
Foundation: 766 sq ft
Garage: Yes
Waterfront: Yes
Stories: One
New Construction: No
Listed at: Thu Jun 12 2025 5:00:00 AM
Listing Age: 41 days
School District: 2805-Zumbrota-Mazeppa | 507-843-4080
County: Wabasha
Rooms
Bedrooms
Bedroom 1: Main
Bedroom 2: Lower
Bathrooms
Full Baths: 2
3/4 Baths: 1
Main Floor
Living Room: Living Room
Dining Room: Dining Room
Kitchen: Kitchen
Bedroom 1: Bedroom 1
Bathroom: Bathroom
Lower Level
Bedroom 2: Bedroom 2
Bathroom: Bathroom
More Room Details
Dining: Breakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
Bath Details: 3/4 Basement, Main Floor Full Bath
Home Details
In Home Details
Sq Ft Above Ground: 1,032 sq ft
Sq Ft Below Ground: 300 sq ft
Appliances: Dishwasher, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
Basement: Block, Full, Walkout
Construction Material: Vinyl Siding
Electric: Circuit Breakers
Fireplaces: 2, Electric Log, Free Standing, Gas
Additional Details: Ceiling Fan(s), Deck, Dock, Kitchen Center Island, Washer/Dryer Hookup
Exterior
Siding: Vinyl Siding
Roof: Age 8 Years or Less, Asphalt
Utilites
Water: Well
Sewer: Shared Septic
Cooling: Central Air
Heating: Forced Air, Propane
Property / Waterfront
Property Details
Description: Accessible Shoreline, Some Trees
Frontage: County Road
Garage: 3 spaces, Detached, Garage Door Opener, Parking Lot
Lot Dimensions: Irregular
Amentities Unit: Ceiling Fan(s), Deck, Dock, Kitchen Center Island, Washer/Dryer Hookup
Out Building: Workshop
Agent Owned: No
Waterfront Details
Body of Water: Zumbro
DNR Lake ID: 55000400
Type: Dock, Lake Front, Lake View
Frontage: 159 ft
Lake Acres: 714 acres
Max Depth: 43 ft
View: Dock, Lake Front, Lake View
Others
School Information
District Number: 2805-Zumbrota-Mazeppa
District Phone: 507-843-4080
Financial Considerations
Tax Property ID: R170033200
Tax Amount: $5,714 for 2025
Listing Data
Listed Price: $679,000
Days on market: 25 days
First Listed at: Thu Jun 12 2025 5:00:00 AM
Last Updated at: Thu Jul 10 2025 2:04:04 AM
Total Days on Market: 73 days
Contingencies: None
Assessments: Yes
Foreclosure: No
Lender Owned: No
Special Notes
Internet Options: Fiber Optic
Present Use: Yearly
Public Survey
Range: 14
Section: 34
Township: 109

Elcor Realty of Rochester Inc. is the brokerage office representing the owner for this listing.
© Copyright 2025, Regional Multiple Listing Service(RMLS) of Minnesota, Inc. all rights reserved. Information is deemed reliable but is not guaranteed.
The data relating to real estate for sale on this site comes in part from the broker reciprocity program of the Regional multiple Listing Service(RMLS) of Minnesota, Inc distributed by MLS GRID. Real estate listings held by brokerage firms other than are marked with the Broker Reciprocity logo or the Broker reciprocity house icon and detailed information about them includes the names(s) of the listing brokers.
Positive Realty | Keith Schwankl is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Positive Realty | Keith Schwankl, a broker participant of the Regional Multiple Listing Service of Minnesota, Inc. Northstar MLS data last updated at Jul 22 2025 11:43PM.